Terms of Use
Effective Date: March 11, 2026
Welcome to GetUploan ("Company," "we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of our website located at getuploan.com (the "Site").
By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Nature of Services
GetUploan operates a mortgage lead generation and aggregation platform. We collect information from consumers interested in mortgage-related products and services and share or sell that information to third-party lenders, brokers, financial institutions, and related service providers ("Partners").
We are not a lender, mortgage broker, loan originator, or financial advisor. We do not:
- Make credit decisions
- Issue loan approvals or denials
- Offer specific loan terms
- Guarantee loan approval or rates
Any mortgage products or services are offered solely by our Partners.
2. Eligibility
You must be at least 18 years old and reside in the United States to use this Site. By submitting your information, you represent and warrant that:
- All information provided is accurate and truthful
- You are the individual whose information is being submitted
- You are authorized to provide the submitted information
3. Information Collection and Consent to Contact
By submitting your information through our Site, you:
- Expressly consent to be contacted by us and our Partners via: phone calls, text messages (including SMS and MMS), email, automated dialing systems, and artificial or prerecorded voice messages.
- Understand that you may be contacted even if your number is listed on a federal or state Do Not Call registry.
- Understand that your consent is not a condition of purchasing any goods or services.
- Understand that standard message and data rates may apply.
- Authorize us to share, sell, transfer, or license your submitted information to one or more Partners for marketing purposes.
You may opt out of communications at any time by:
- Following unsubscribe instructions in emails
- Replying STOP to text messages
- Contacting us at support@GetUpLoan.com
4. Data Sharing and Sale of Information
We collect personal information including, but not limited to:
- Name
- Address
- Email address
- Phone number
- Loan amount and property details
- Credit profile information (self-reported)
This information may be:
- Sold to one or more Partners
- Shared with service providers for operational purposes
- Used for internal analytics and marketing
We do not guarantee how many Partners may receive your information. Multiple lenders may contact you.
For additional details, please review our Privacy Policy.
5. No Guarantee of Loan Approval
Submission of your information does not guarantee:
- Loan approval
- Specific interest rates
- Loan program eligibility
- Closing
All credit decisions are made independently by our Partners.
6. Intellectual Property
All content on this Site, including text, graphics, logos, design, and software, is the property of VODCOM Inc. and protected by intellectual property laws.
You may not, without prior written consent:
- Copy, reproduce, distribute, or modify content
- Use automated systems to extract data
- Reverse engineer any portion of the Site
7. Prohibited Uses
You agree not to:
- Submit false or fraudulent information
- Impersonate another person
- Use the Site for unlawful purposes
- Interfere with Site security or functionality
We reserve the right to terminate access for violations.
8. Disclaimer of Warranties
The Site is provided "AS IS" and "AS AVAILABLE." We make no warranties, express or implied, including:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or completeness of information
We do not warrant uninterrupted or error-free operation.
9. Limitation of Liability
To the fullest extent permitted by law, VODCOM Inc. shall not be liable for:
- Indirect, incidental, special, or consequential damages
- Loss of profits or business opportunities
- Damages resulting from Partner interactions
Our total liability shall not exceed $100.
10. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or business practices of those third parties.
11. Compliance with Laws
We intend to comply with applicable laws including but not limited to:
- Telephone Consumer Protection Act (TCPA)
- CAN-SPAM Act
- Gramm-Leach-Bliley Act (GLBA)
- California Consumer Privacy Act (CCPA), where applicable
Users in certain states may have additional rights regarding their personal information.
12. Indemnification
You agree to indemnify and hold harmless VODCOM Inc., its officers, employees, and affiliates from any claims arising out of:
- Your misuse of the Site
- Violation of these Terms
- Submission of inaccurate information
13. Arbitration and Governing Law
These Terms shall be governed by applicable state law, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration, except where prohibited by law.
14. Changes to These Terms
We may update these Terms at any time. Changes become effective upon posting. Continued use of the Site constitutes acceptance of updated Terms.
15. Contact Information
If you have questions regarding these Terms, please contact:
VODCOM Inc.
TCPA-Compliant Consent Disclosure
Consent to Contact & Electronic Communications Authorization
By clicking "Get My Quote", "Submit", or any similar button, you expressly agree to the following:
You provide your electronic signature and express written consent to be contacted by VODCOM Inc., operating as GetUpLoan.com, and its marketing partners, lenders, brokers, banks, investors, lead buyers, and service providers regarding mortgage, home loan, refinance, and related financial products and services.
You agree to be contacted at the phone number and email address you provided, including via:
- Telephone calls
- Text messages (SMS and MMS)
- Artificial or prerecorded voice messages
- Automatic telephone dialing systems (ATDS)
- Email communications
You understand that:
- Calls and texts may be made even if your number is listed on a federal or state Do Not Call registry.
- Your consent is not a condition of purchasing any goods or services.
- Standard message and data rates may apply.
- Your information may be shared with or sold to multiple third-party marketing partners who may contact you.
You may revoke consent at any time by:
- Replying STOP to text messages
- Clicking the unsubscribe link in emails
- Contacting us at: support@GetUpLoan.com
For California residents: See our California Privacy Notice and Do Not Sell or Share My Personal Information link.
State-Specific Disclosures
🌴 California Residents (CCPA/CPRA)
Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents have the right to:
- Know what personal information we collect
- Request deletion of personal information
- Request correction of inaccurate information
- Opt out of the sale or sharing of personal information
- Limit use of sensitive personal information
- Non-discrimination for exercising privacy rights
Categories of Information Collected: Identifiers (name, email, phone, address), financial information (self-reported income, loan needs), internet activity, geolocation data (approximate).
VODCOM Inc. sells and shares personal information with third-party marketing partners. To opt out, email: support@GetUpLoan.com. We will respond within 45 days as required by law.
🌞 Florida Residents
Under the Florida Telephone Solicitation Act (FTSA), by submitting your information, you provide prior express written consent to receive telephonic sales calls and text messages.
Florida residents may revoke consent at any time by:
- Replying STOP
- Emailing support@GetUpLoan.com
🤠Texas Residents
Texas consumers are protected under the Texas Business and Commerce Code and the Texas No-Call List.
By submitting your information:
- You consent to being contacted as described above.
- You understand that your information may be transferred to third parties located outside Texas.
- You may opt out at any time via the methods listed above.
To register for the Texas No Call List, visit the Texas Public Utility Commission website.
