Find out how to Unlock Interest Rates Up to 2% Lower Than the Market Rate!
Plus access to programs with No Money Down!
Discover the secret first-time homebuyers are using to slash their monthly payments — and how you can qualify for this exclusive program before it's gone.
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What Is the 2-1 Lender-Paid Buydown?
This program allows qualifying buyers to enjoy a significantly reduced interest rate in their first two years — fully paid for by the lender.
Your rate is 2 percentage points below the note rate — the biggest savings upfront when it matters most.
Your rate is 1 percentage point below the note rate, still providing meaningful monthly savings.
Beginning in year three, you pay the fully amortized note rate for the remaining life of the loan.
Program Disclaimer: The 2-1 Lender-Paid Buydown is a temporary interest rate reduction program. The lender funds a rate reduction of 2% below the note rate in year one and 1% below the note rate in year two. Beginning in year three, payments are calculated using the fully amortized note rate for the remaining loan term. The note rate, buydown eligibility, and all terms are subject to lender approval and may vary based on creditworthiness, loan type, and market conditions. This is not a commitment to lend. Program availability may be limited and is subject to change without notice. Not all borrowers will qualify.
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