Introducing GetUpLoan Personal Loans
A smarter way to
manage your debt
Consolidate high-interest debt into one manageable payment — flexible terms, low rates, and funds wired to your account in as little as 24 hours.
Won't affect your credit score
Personal Loans built to support you
Consolidate your debt, pay it off faster, and potentially save with these exclusive benefits:
- No fees required: No prepayment, late, or mandatory origination fees
- Rate Drop Reward: Lower your rate by up to 0.75% as you pay off your loan on time
- Skip 1 payment a year: No penalty fees — just breathing room when you need it
- Get funds in as little as 24 hours: No waiting around — fast funding to your account
Rate Drop Rewards: Only with GetUpLoan
You could lower your interest rate by up to 0.75% as you pay down your loan on time each month. It's our way of rewarding responsible repayment, not just collecting payments.
Example Rate Reduction
Start at 10% APR → qualify for as low as 9.25% APR once you've paid off 75% of your loan. Less interest. More savings.
A personal loan designed for you
Whether you're paying down high-interest debt or funding a major purchase, our lower rates could help get you there.
Loan amounts
$1,000 – $250,000
Fixed APR range
6.2% – 35.99%
Loan terms
24 – 84 months
How it works
Check your rate in minutes
See your personalized rate with zero credit score impact
Submit your application
Submit in minutes with a simple, guided process
Get your funds
Funds wired to your account in as little as 24 hours
Check Your Rate Today
Less than 5 minutes · No credit impact
Won't affect your credit score
What Our Customers Say
"Such a great experience. Easy to understand, quick to complete and fast verification."
Kim
"Process was quick and simple. GetUpLoan provided the best rate I found. Highly recommend."
Rick
"The relief was immediate. Instead of feeling stuck, now I can actually breathe!"
Kellie
Help Is Here
We're one call away
Our in-house team of loan specialists is ready to help you apply and answer any questions you have — by phone, email, or chat.
(888) 744-0767
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